Free starter
The One-Page Budget Starter — Free
One page: money in, money out, what is left. Two tabs — Start Here and One-Page Budget — and nothing to buy. Download it, make a copy, type in the pale cells.
Download the Excel file Download the Google Sheets file
Direct download, no email needed. For the Google Sheets file: download it, open Google Sheets, import it, then File → Make a copy and work in your copy.


What it does
- Up to 4 income lines and 16 expense categories, each with its share of your income
- Totals, leftover, and your savings rate worked out for you
- Prints on one page, the way it looks on screen
- Tabs, exactly as shipped: Start Here · One-Page Budget
The worked example in the demo copy
Income $4,200 · Leftover $890 · Savings rate 21.19%.
When you outgrow one page
One page is the start. When you want the full year planned and tracked month by month, that is the Annual Budget Tracker. When the question is which paycheck covers which bill, that is the Paycheck Budget Tracker.